# General Questions

#### What is MinaPool?

MinaPool is a Shariah-compliant savings protocol that allows Muslims to grow their wealth through halal investments—without interest (riba), speculation, or prohibited activities.

You deposit stablecoins (USDC, IDRX), receive shares (iUSDC, iIDRX), and earn profits from asset-backed strategies like tokenized sukuk, property tokens, and commodity tokens.

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#### Is MinaPool really halal?

MinaPool is **designed** to follow Shariah principles based on extensive research into Islamic finance:

* ✅ No riba (interest)—only profit from real assets
* ✅ Mudarabah structure (profit-sharing, not lending)
* ✅ Asset-backed investments only
* ✅ No haram industries

**However:** We are not Islamic scholars. We recommend consulting your local scholar or imam to verify compliance with your understanding of Islamic principles.

**Certification Status:** Seeking formal Shariah board review (Target: Q2 2026)

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#### How is this different from a bank savings account?

| Bank Account                        | MinaPool                               |
| ----------------------------------- | -------------------------------------- |
| Fixed interest (riba)               | Variable profit from real assets       |
| Guaranteed returns                  | No guarantees—share in profit & loss   |
| Opaque investments                  | Transparent on-chain allocations       |
| Custodial (they control your money) | Non-custodial (you control your funds) |

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#### Is my money safe?

**Smart Contract Risk:**

* Contracts are open-source and available for review
* Planning third-party audit before mainnet launch
* Currently in beta—use small amounts for testing

**Investment Risk:**

* Your capital can go down if investments lose value
* This is normal in Mudarabah—losses are shared
* Diversification across multiple assets reduces risk

**No Guarantees:** Like all investments, there's risk. Never invest more than you can afford to lose.

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